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Bank of India.Last Date: 20/07/2026.
Bank of India has released a recruitment notification for Credit Officers in the General Banking Officer (GBO) Stream across multiple scales. This is a great opportunity for graduates with experience in credit processing and related fields to join a leading public sector bank.
Bank of India Recruitment 2026:
| Organization | Bank of India |
| No of Posts | 779 |
| Minimum Educational Qualification | Degree, Graduate, CA |
| Job Type | Bank Job |
| Apply Mode | Online |
Post-Wise Vacancy Details:
| Post | Scale | Total Vacancies | Age (Min–Max) | Pay Scale |
|---|---|---|---|---|
| Credit Officer (GBO Stream) | MMGS-II | 677 | 25–32 Years | ₹64,820 – ₹93,960 |
| Credit Officer (GBO Stream) | MMGS-III | 61 | 28–38 Years | ₹85,920 – ₹1,05,280 |
| Credit Officer (GBO Stream) | SMGS-IV | 41 | 32–45 Years | ₹1,02,300 – ₹1,20,940 |
Category-wise Distribution:
| Category | MMGS-II | MMGS-III | SMGS-IV | Total |
|---|---|---|---|---|
| SC | 102 | 5 | 2 | 109 |
| ST | 52 | 1 | 1 | 54 |
| OBC | 180 | 6 | 3 | 189 |
| EWS | 69 | 2 | 1 | 72 |
| GEN | 274 | 28 | 11 | 313 |
| Grand Total | 677 | 61 | 41 | 779 |
Eligibility Criteria:
Educational Qualification:
- Degree (Graduation) in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PwBD candidates for reserved vacancies)
- OR CA/CMA-ICWA/CS/CFA
Work Experience:
MMGS-II (Credit Officer):
- Minimum 3 years of post-qualification experience as an officer
- Out of which 2 years must be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions / NBFCs
MMGS-III (Credit Officer):
- Minimum 5 years of post-qualification experience as an officer
- Out of which 3 years must be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions / NBFCs
SMGS-IV (Credit Officer):
- Minimum 7 years of post-qualification experience as an officer
- Out of which 4 years must be in processing of MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Commercial Banks / Financial Institutions / NBFCs
Other Preferred Qualifications (Desirable):
- 2 years Post-Graduation Degree in Commerce/Banking/Finance/Management/Marketing or any other Credit-related field
- MBA/PGDBM/CA/CFA/CMA-ICWA
- Any Certified Credit Professional course in Trade Finance/MSME from IIBF/Moody's/any other Govt. approved recognized University/Institution
Age Relaxation:
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Ex-Servicemen | 5 Years |
| Persons Affected by 1984 Riots | 5 Years |
Application Fee:
| Category | Fee (Inclusive of GST) |
|---|---|
| SC / ST / PwBD | ₹175 (Intimation Charges Only) |
| General & Others | ₹850 (Application Fee + Intimation Charges) |
Selection Procedure:
Online Examination:
| Test | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | Composite Time of 120 Minutes |
| Professional Knowledge (Relevant to the Post) | 100 | 100 | — |
| Total | 125 | 125 | 120 Minutes |
Examination Centers: Ahmedabad/Gandhinagar, Bengaluru, Hubballi/Dharwad, Bhopal, Indore, Ujjain, Bhubaneswar, Mohali, Chennai, Coimbatore, Dehradun, Delhi/Delhi NCR, Guwahati, Hyderabad, Vijayawada/Guntur, Vishakhapatnam, Jaipur, Jammu, Kolkata, Lucknow, Agra, Kanpur, Mumbai/Thane/Navi Mumbai/MMR, Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur, Thiruvananthapuram, Ernakulum.
How to Apply:
1. Visit the Bank of India website: www.bankofindia.bank.in
2. Click on the 'CAREER' link and then click on "Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01 Notice dated 01.06.2026"
3. Click on "APPLY ONLINE"
4. Register: Click on "Click here for New Registration" and enter Name, Contact details, and Email ID.
5. Note Down: Provisional Registration Number and Password (sent via email and SMS).
6. Fill the Application: Complete all details and upload the required documents (photograph, signature, left thumb impression, handwritten declaration).
7. Pay the Fee: Pay through online mode using Master/Visa/RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR, or UPI.
8. Submit: Verify all details and click on 'COMPLETE REGISTRATION'.
9. Download: Take a printout of the e-Receipt and online Application Form.
Important Dates:
| Application Start Date | 30th Jun 2026 |
| Application End Date | 20th July 2026 |
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